Today, more people rely on Uber, Lyft, and other rideshare apps for convenient transportation, the roads have become increasingly crowded with rideshare vehicles. Unfortunately, with more vehicles on the road, many of which are rideshare vehicles, the risk of accidents also rises.
If you or a loved one has been involved in a collision with a rideshare vehicle, whether as a passenger in a rideshare vehicle, or a driver or passenger who is struck by a rideshare vehicle, you have options for financial recovery. At Pazz Injury Law, our Connecticut Uber and Lyft accident attorneys handle these types of cases on the regular. We understand rideshare insurance coverage policies and how to pursue the maximum compensation for your medical bills, lost wages, pain and suffering, and other damages. Don’t trust just anyone with your Uber or Lyft accident case. We have the expertise and flexibility to navigate this ever-changing practice area and get you the compensation you deserve.
Injured in an Uber or Lyft accident? Contact us online or call (860) 691-1184 now to request a free consultation with our experienced and aggressive team.
What Coverage Is Available for Victims of Uber & Lyft Accidents?
Most rideshare companies, including Uber and Lyft, classify their drivers as independent contractors rather than employees. This classification often releases rideshare companies from liability in many circumstances. However, both Uber and Lyft, along with several other rideshare companies, still offer bodily injury coverage for victims of accidents caused by their drivers.
The amount of coverage available depends on various factors, including whether the rideshare driver had the app turned on and whether they were transporting a passenger at the time of the collision.
Uber and Lyft offer the following coverage in different situations:
- No Coverage: If the Uber/Lyft driver does not have the app turned on, Uber and Lyft do not cover any damages caused by that driver. In such cases, compensation may be sought by filing a car accident claim against the at-fault driver’s personal auto insurance provider.
- Up to $50,000 per person/$100,000 per accident in bodily injury: When the rideshare driver has the app turned on but has not yet accepted a ride, Uber and Lyft provide coverage for bodily injury. This coverage applies if the rideshare driver is responsible for the accident, and it can extend to passengers of other vehicles involved.
- Up to $25,000 in property damage: This coverage also applies when the Uber/Lyft driver has the app turned on but has not accepted a ride. If the rideshare driver is at fault for the accident, Uber/Lyft will pay for property damage in addition to bodily injury coverage.
- $1 Million: When the Uber or Lyft driver has the app turned on and has accepted a ride, both companies provide up to $1 million in coverage for accidents caused by the rideshare driver. This coverage applies from the moment the driver accepts a ride request until the completion of the trip.
Uber and Lyft’s coverage only kicks in once the at-fault rideshare driver’s own insurance coverage has been exhausted. Therefore, seeking compensation may involve filing claims with both the driver’s personal auto insurance and the coverage offered by Uber/Lyft.
If you’ve been injured in a rideshare accident, don’t wait to seek legal help. Contact Pazz Injury Law Uber and Lyft accident attorneys in New London for a free consultation. Call us at (860) 691-1184 or visit our website at https://linqapp.com/PazzInjuryLaw. Your rights and well-being are our priority.
